Whether you’re a first-time home buyer, looking to trade-up, deciding to downsize, or simply need a change, Bill can help. With over 16 years in the mortgage industry, a degree in Business, and certification in Residential Lending, he has the expertise to help you make the right decisions. There are many factors to consider when getting a home loan; interest rates are only one part of the complete package. Bill will sit down with you and paint a clear picture of the type of loan that’s best for your particular situation and arrive at an amount that is realistic, well before you ever make an offer on a property. There is no need for your home buying experience to be stressful. Bill will be in your corner and help you consider all your options.