Since 2003, I have approached mortgage lending in a conscientious, financially prudent and enthusiastic manner.
I am a graduate of James Madison University where I majored in business and music.
While embracing our industries trend towards electronic implementation, I prefer a more personal and hands-on approach and remain personally involved and accountable throughout the loan’s process to both customers and realtors.
I especially enjoy attending my customer’s loan closings and sharing in this momentous occasion.
A firm believer in life/work balance, I also enjoy playing guitar, traveling, following my favorite music groups/sports teams, reading, boating and discovering new interests.
Mike was extremely professional
and patient with my many, many questions. His attention to detail and personal service was appreciated as he led us through the seemingly effortless process! I would recommend this institution to anyone seeking mortgage advice, all the way through to closing.” -Denise V.
Mike Layton was an absolute pleasure
to work with!!! Really stayed on top of things and kept me informed throughout the process. Very professional and courteous. I highly recommend Village Bank!!!” -Ropon B.
Mike Layton was FABULOUS!!!
This is the 9th house we have purchased and never had a loan office come close to the professional response we received from Mike.” -Kenneth K.
Dealing with Michael Layton
and the whole team at this branch was way too easy! Every step in obtaining our home loan was explained in detail, multiple times if needed. I was never blindsided by anything they ever needed from me! The whole process of buying a house can be overwhelming, but this office was my go to for everything and made the whole experience so much less stressful!” -Kimberly
The mortgage process was smooth as silk
every step of the way thanks to Mike Layton and Village Bank. Best rate and best service made for a great experience for us! Highly recommended.” – Gary
It was great!
Mike was very professional, very helpful, answered all of our questions & even gave us advice.” -Carol
We had a great experience.
Mike Layton did a great job and kept us informed throughout the entire process.” -James
Mike Layton was our main consultant
through the entire home buying process. He was super friendly, made all the numbers very simple to understand, and ran different variations of our down payment so we could see how our mortgage payment would look based off various down payments. I never once felt rushed in Mike’s office or on the phone with him. He truly wanted us to feel good about buying a house, and even came to our closing for last minute questions. I highly recommend Mike as a consultant.” -Stephen
The absolute smoothest home buying experience.
Village Bank offers true professionalism. We were very pleased with the services provided. Thank you again Mike.” – Dain
Mike and his team
did an outstanding job! I have had career in customer service and must say Mike personifies great customer service.” – John W.
Easiest, most stress free refinance
we have ever experienced. Mike is friendly, thorough and excellent with communication. Dont be afraid to ask questions, Mike is always happy to answer and assist. Very glad we used Mike and would recommend him to anyone.” – Fred R.