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Village Bank Mortgage provides a variety of loan programs to meet your specific goals. We have the financing solutions and years of local expertise to help you reach your home ownership goals.

Government Loans learn more

Products with you in mind. If you’re looking for loan options that allow for smaller down payments that are designed to work with those who have limited and/or expanded credit profiles, you’ve come to the right place.

Conventional Loans learn more >

If you’re purchasing or refinancing and feel that a traditional loan program fulfills your need, Village Bank Mortgage has a variety of options available to help you reach your homeownership goals. Take a look at our Conventional Loan program and see what we have to offer.

Construction Loans learn more >

Building a new home is an exciting prospect, but the construction loan approval process can be overly complicated and time-consuming. We’re here to make it easier. With our expertise and established relationships in the local building industry, Village Bank Mortgage is a leader in new construction home financing.

Specialty Programs learn more >

Whether you’re looking for down payment assistance, a grant program, or in need of financing that exceeds industry-conforming loan limits, Village Bank Mortgage and Village Bank are here to assist you with your home buying needs.

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VBFC Shareholder Information We are publicly traded on NASDAQ under symbol VBFC.