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About Us

At Village Bank Mortgage, we believe you’re a neighbor, not a number, and that dedication to serve shows in everything we do. From the unique personal attention we give every customer to the time we spend volunteering in our communities, Village Bank Mortgage is far more than just another mortgage company. It is a place where the power of friendship, community and people working together toward a common goal is alive and well.

We are a wholly owned subsidiary of Village Bank and are licensed to lend in Virginia and North Carolina.

We are also proud to claim that we have some of the top loan officers in the region and have been recognized by the Virginia Housing Development Authority and the Federal Home Loan Bank for our outstanding work with first-time home buyers.

When you combine the experience and expertise that we have with the strength of Village Bank, you will find that we can meet all your financing needs.

Are you ready to get started?

Programs

Home

Government
Loans

  • Rural Housing
  • FHA Mortgages
  • VA Mortgages
  • VHDA Loans

Conventional
Loans

  • Fixed Rate Loans
  • Adjustable Rate Loans (ARMs)
  • FHA Mortgages
  • VA Mortgages

Construction
Loans

  • Lot Financing
  • Construction-to-Permanent
  • FHA 203K Renovation
  • Construction “Take Out”

Specialty
Programs

  • VIP Program
  • First-Time Homebuyer
  • Community Partners
  • Vetrans

Testimonials 

  • We are very pleased with their work.

    Ingrid Sell was super. We knew she would be as she had helped our daughter refinance and in fact Ingrid is the reason my wife and I returned to Village Bank Mortgage. Michelle Shiflett and Sara Hudgins were friendly, professional and more than helpful." -Michael H.

  • Sharon Huff and her team

    made purchasing my first home as smooth and simple as possible. I couldn’t have done it without him her and my great real estate team. I’d give them 10 stars if I could!" -Brendan E.

  • Sharon Huff made our experience

    getting a loan as good as it can get…. She is a true professional. I recommend a promotion to her boss’s position once he moves up of course for putting her in her current position." -Michael D.

  • Had a closing recently

    where my client chose Village Bank & Betty Sue Angle to handle the mortgage process for him, it was a smooth process on the loan side and closed." -Keith W.

  • We had great experience

    with Village Bank Mortgage. Our loan officer Betty Sue was knowledgeable and most helpful." -Nailya P.

  • Mike was extremely professional

    and patient with my many, many questions. His attention to detail and personal service was appreciated as he led us through the seemingly effortless process! I would recommend this institution to anyone seeking mortgage advice, all the way through to closing." -Denise V.

  • Mike Layton was an absolute pleasure

    to work with!!! Really stayed on top of things and kept me informed throughout the process. Very professional and courteous. I highly recommend Village Bank!!!" -Ropon B.

  • Mike Layton was FABULOUS!!!

    This is the 9th house we have purchased and never had a loan office come close to the professional response we received from Mike." -Kenneth K.

  • Couldn’t have had an easier process

    from beginning to end. Brendan’s communication was fantastic. I knew exactly what to expect and when to expect it. Outstanding job Village Bank!" -Jason B.

  • Our banker, Brendan Workman,

    is a wonderful person to know and to work with. He was reachable at all times- even on weekends -and made our future goals a reality. Thank you so much!”

  • John King and the entire staff

    at Village Bank made the home-buying process lovely. Everything was explained and laid out in a straightforward way that first time home buyers need. The entire process went so smooth and there was never a moment that I felt unsure because John could answer my questions with such certainty and so quickly. Thank you from the bottom of our hearts, Dylan & Amanda P.s. – we absolutely love our new home." -Dylan P.

  • The Betty Sue Angle Team

    was wonderful to do business with. A true reflection of Village Bank Corporation. They all possess the knowledge skills and abilities to perform their job with excellence!!!!!" -Robert W.

  • Marianne was an absolute delight

    to work with. She answered all my questions in a timely manner. Will definitely work with them again." -Alison R.

  • Mrs. Weddington was the most

    knowledgeable loan officer I could have ask for. She required a ton of documentation, but when it was all assembled, my loan sailed thru underwriting. I appreciated her experience and constant guidance thru the process. I was also impressed with the speed Village Bank closed my loan. Once I really got serious and found a house the loan was done in less than 30 days." -Christopher L.

  • Jamie and Penny were fantastic.

    They were very patient while navigating us through what is always a difficult process. We closed on our new home on time and on budget just in time for the holidays. A+." -Mark M.

  • Great experience!

    Jamie and his team were excellent, and took care of us through the entire process. So happy with our new home, and with Village Mortgage helping us get there. Thanks so much!" -Joseph Y.

  • Jamie and Penny made the process

    SO easy! They answered any questions I had very quickly, and even helped to provide great advice when looking for housing. I will DEFINITELY be using Village Bank in the future! Thanks!!!!"

    -Cullen

  • AMAZING, the team was great

    to work with. Doug is a very knowledgeable loan officer and was there for me every step of the way. The processor was great and always communicated.”

  • Best Loan Officer in this area.

    My mother almost lost a house with [another company], but Nicolas helped us through the entire process to get the house that she wanted. Thank you, Nicolas and keep up the good work.” -Luis

  • They were so amazing and so helpful.

    My loan officer Doug Schuhle would stay up until 9:00 pm to go over each single item to explain. There is no surprises at the end and they are absolutely so helpful. I would recommend them to any first time buyer. I have researched all the banks and loan officers but Mr. Schuhle was very honest and very patient and helpful with me." -Salwa

  • I can't say enough about the Village Bank team!

    The Senior loan officer Matt Fisher was very helpful with explaining every step of the process of purchasing new home for a first time home owner. The Village Bank team was very responsive to emails and telephone calls, during the whole process. I was closing on my house during the holiday season, and my loan office was available to answer my calls during that timeframe. High recommend Village Bank for anybody looking to buy a home!” -Clemmie

  • Susan has been an amazing help throughout the process.

    I would not have been able to purchase a home without her. After finding a great house with a great location, I was running into some roadblocks with different banks. Susan was a great advocate and got me approved with a great rate at Village Bank. She was also available throughout the process despite of her busy schedule. She even showed up on my closing day after the purchase went through.  I am grateful for her help throughout the process of purchasing a home. I highly recommend Susan. She will fight to get your approved for a great rate like no other." - Harvey

Contact Us

13305 Midlothian Turnpike
Midlothian, Virginia 23113

Phone: 804.330.9800
Fax: 804.419.1266

info@villagebankmortgage.com

 

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