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About Us

At Village Bank Mortgage, we believe you’re a neighbor, not a number, and that dedication to serve shows in everything we do. From the unique personal attention we give every customer to the time we spend volunteering in our communities, Village Bank Mortgage is far more than just another mortgage company. It is a place where the power of friendship, community and people working together toward a common goal is alive and well.

We are a wholly owned subsidiary of Village Bank and are licensed to lend in Virginia.

We are also proud to claim that we have some of the top loan officers in the region and have been recognized by the Virginia Housing Development Authority and the Federal Home Loan Bank for our outstanding work with first-time home buyers.

When you combine the experience and expertise that we have with the strength of Village Bank, you will find that we can meet all your financing needs.

Are you ready to get started?





  • Rural Housing
  • FHA Mortgages
  • VA Mortgages
  • VHDA Loans



  • Fixed Rate Loans
  • Adjustable Rate Loans
  • FHA Mortgages
  • VA Mortgages



  • Lot Financing
  • Construction-to-Permanent
  • FHA 203K Renovation
  • Construction “Take Out”



  • VIP Program
  • First-Time Homebuyer
  • Community Partners
  • Veterans


  • We are very pleased with their work.

    Ingrid Sell was super. We knew she would be as she had helped our daughter refinance and in fact Ingrid is the reason my wife and I returned to Village Bank Mortgage. Michelle Shiflett and Sara Hudgins were friendly, professional and more than helpful." -Michael H.

  • Sharon Huff and her team

    made purchasing my first home as smooth and simple as possible. I couldn’t have done it without him her and my great real estate team. I’d give them 10 stars if I could!" -Brendan E.

  • Sharon Huff made our experience

    getting a loan as good as it can get…. She is a true professional. I recommend a promotion to her boss’s position once he moves up of course for putting her in her current position." -Michael D.

  • Had a closing recently

    where my client chose Village Bank & Betty Sue Angle to handle the mortgage process for him, it was a smooth process on the loan side and closed." -Keith W.

  • We had a great experience

    with Village Bank Mortgage. Our loan officer Betty Sue was knowledgeable and most helpful." -Nailya P.

  • Mike was extremely professional

    and patient with my many, many questions. His attention to detail and personal service was appreciated as he led us through the seemingly effortless process! I would recommend this institution to anyone seeking mortgage advice, all the way through to closing." -Denise V.

  • Mike Layton was an absolute pleasure

    to work with!!! Really stayed on top of things and kept me informed throughout the process. Very professional and courteous. I highly recommend Village Bank!!!" -Ropon B.

  • Mike Layton was FABULOUS!!!

    This is the 9th house we have purchased and never had a loan office come close to the professional response we received from Mike." -Kenneth K.

  • Couldn’t have had an easier process

    from beginning to end. Brendan’s communication was fantastic. I knew exactly what to expect and when to expect it. Outstanding job Village Bank!" -Jason B.

  • Our loan officer, Brendan Workman,

    is a wonderful person to know and to work with. He was reachable at all times- even on weekends -and made our future goals a reality. Thank you so much!”

  • John King and the entire staff

    at Village Bank made the home-buying process lovely. Everything was explained and laid out in a straightforward way that first time home buyers need. The entire process went so smooth and there was never a moment that I felt unsure because John could answer my questions with such certainty and so quickly. Thank you from the bottom of our hearts, Dylan & Amanda P.s. – we absolutely love our new home." -Dylan P.

  • The Betty Sue Angle Team

    was wonderful to do business with. A true reflection of Village Bank Corporation. They all possess the knowledge skills and abilities to perform their job with excellence!!!!!" -Robert W.

  • Marianne was an absolute delight

    to work with. She answered all my questions in a timely manner. Will definitely work with them again." -Alison R.

  • Mrs. Weddington was the most

    knowledgeable loan officer I could have ask for. She required a ton of documentation, but when it was all assembled, my loan sailed thru underwriting. I appreciated her experience and constant guidance thru the process. I was also impressed with the speed Village Bank closed my loan. Once I really got serious and found a house the loan was done in less than 30 days." -Christopher L.

  • Jamie and Penny were fantastic.

    They were very patient while navigating us through what is always a difficult process. We closed on our new home on time and on budget just in time for the holidays. A+." -Mark M.

  • Great experience!

    Jamie and his team were excellent, and took care of us through the entire process. So happy with our new home, and with Village Mortgage helping us get there. Thanks so much!" -Joseph Y.

  • Jamie and Penny made the process

    SO easy! They answered any questions I had very quickly, and even helped to provide great advice when looking for housing. I will DEFINITELY be using Village Bank in the future! Thanks!!!!" -Cullen

  • Susan has been an amazing help throughout the process.

    I would not have been able to purchase a home without her. After finding a great house with a great location, I was running into some roadblocks with different banks. Susan was a great advocate and got me approved with a great rate at Village Bank. She was also available throughout the process despite of her busy schedule. She even showed up on my closing day after the purchase went through.  I am grateful for her help throughout the process of purchasing a home. I highly recommend Susan. She will fight to get your approved for a great rate like no other." - Harvey

  • I wanted to take a moment to formally say to you that Ashley and I

    greatly appreciate everything that you have done for us and for the momentous efforts that the two of you have done in helping Ashley and I to be able to move into the home of our dreams and to be able to make VA home finally. Words can not experience the professionalism and the hard work the two of you have done for us. Again we are so thankful to have worked with a team as great as yours. I will be the first to tell anyone that is in the market to contact the two of you." -Gary

  • I sent my son to Village Bank

    for his home purchase & they were excellent with his loan so I called and was lucky enough to get Sharon Huff on the phone. Sharon was fabulous!! Sharon was always available for me, my agent, and the builder! Sharon always answered the phone and was quick to respond to emails. Sharon kept us informed throughout the whole process. I would recommend Sharon Huff and Village Bank for your loan needs!" -Cindy

  • Bill gives great customer service to my clients.

    He is very communicative, so the transaction is seamless." -Francisco Peot, Realtor

  • Village Bank Mortgage exceeded my expectations.

    My loan officer, Ben Crooks, and his whole team was awesome! He took the time to talk to me and answered any questions that I had. Village Bank has made my first-time home buying experience a dream come true by not only finding me an additional grant, but by working efficiently and professionally. They really went above and beyond and delivered on my closing date!" -Renea

  • John, Michelle, Dorothy

    Thank you for your outstanding service in getting our loan processed so fast. You were amazing two years ago when I bought my first house, and you were amazing this time too. I promise that I don't intend for it to be a rush job every time I buy a house, it just seemed to happen that way. Both my realtor and the title company spoke highly of you in our meeting today. Thank you for stepping up and working hard for us. You guys are so professional and trustworthy and I am very grateful to have worked with you. I will always recommend you any chance I get.” - Tyler

  • We had a great experience

    with Village Bank from start to finish. I highly recommend working with Ben Crooks. He was knowledgeable, friendly and very professional. Thank you!!!” - Giobianca M.

  • Davy is quick in her responses

    and patient with any and all questions. I never felt led astray and knew that she had my best interests in mind. Her numbers were always accurate! Davy is so fantastic that I've already recommended her twice to other friends!" -Elizabeth

  • I highly recommend Ingrid and her team.

    She was incredibly responsive (answered a ridiculous number of questions from me at all hours), extremely knowledgeable, and everything went smoothly at closing. My closing attorney said mine was the only one closing that day without glitches because Ingrid and her team had everything ready and correct. Great rates and the highest level of service from Ingrid and her team. Could not ask for more." -Ashley H.

  • Everyone was very professional

    and went above and beyond to make the loan experience as worry free as possible. They explained things so well that I did not need to ask any questions." -Charles F.

Contact Us

13305 Midlothian Turnpike
Midlothian, Virginia 23113

Phone: 804.330.9800
Fax: 804.419.1266

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