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About Us

At Village Bank Mortgage, we believe you’re a neighbor, not a number, and that dedication to serve shows in everything we do. From the unique personal attention we give every customer to the time we spend volunteering in our communities, Village Bank Mortgage is far more than just another mortgage company. It is a place where the power of friendship, community and people working together toward a common goal is alive and well.

We are a wholly owned subsidiary of Village Bank and are licensed to lend in Virginia and North Carolina.

We are also proud to claim that we have some of the top loan officers in the region and have been recognized by the Virginia Housing Development Authority and the Federal Home Loan Bank for our outstanding work with first-time home buyers.

When you combine the experience and expertise that we have with the strength of Village Bank, you will find that we can meet all your financing needs.

Are you ready to get started? Contact us today.

Our Programs

Loans With Flexible Terms

Loans with Flexible Terms

Our loans are designed with you in mind. If you’re looking for loan options that allow for smaller down payments and are designed to work with those who have either limited or expanded credit profiles, you’ve come to the right place.

Traditional
Loans

Traditional Loans

If you’ve already been through the home buying process or feel that a traditional loan program fits your need, Village Bank Mortgage has a variety of options available to help you reach your homeownership goals. Whether you’re purchasing or refinancing, the following loan programs may be worth taking a look at.

Construction
Loans

Construction Loans

Building a new home can be an exciting prospect, but the construction loan approval process can be overly complicated and time consuming. We’re here to make it easier. Village Bank Mortgage in conjunction with Village Bank, offers you the local market expertise to make building your dream home possible.

Specialty
Offerings

Specialty Offerings

Here you will find a few of the specialty programs offered by Village Bank Mortgage. Whether you’re looking for down payment assistance, a grant program, or in need of financing that exceeds industry conforming loan limits, Village Bank Mortgage is here to assist you.

Testimonials

  • We are very pleased with their work.

    Ingrid Sell was super. We knew she would be as she had helped our daughter refinance and in fact Ingrid is the reason my wife and I returned to Village Bank Mortgage. Michelle Shiflett and Sara Hudgins were friendly, professional and more than helpful." -Michael H.

  • Sharon Huff and her team

    made purchasing my first home as smooth and simple as possible. I couldn’t have done it without him her and my great real estate team. I’d give them 10 stars if I could!" -Brendan E.

  • Sharon Huff made our experience

    getting a loan as good as it can get…. She is a true professional. I recommend a promotion to her boss’s position once he moves up of course for putting her in her current position." -Michael D.

  • Had a closing recently

    where my client chose Village Bank & Betty Sue Angle to handle the mortgage process for him, it was a smooth process on the loan side and closed." -Keith W.

  • We had great experience

    with Village Bank Mortgage. Our loan officer Betty Sue was knowledgeable and most helpful." -Nailya P.

  • Mike was extremely professional

    and patient with my many, many questions. His attention to detail and personal service was appreciated as he led us through the seemingly effortless process! I would recommend this institution to anyone seeking mortgage advice, all the way through to closing." -Denise V.

  • Mike Layton was an absolute pleasure

    to work with!!! Really stayed on top of things and kept me informed throughout the process. Very professional and courteous. I highly recommend Village Bank!!!" -Ropon B.

  • 2016 Mike Layton was FABULOUS!!!

    This is the 9th house we have purchased and never had a loan office come close to the professional response we received from Mike." -Kenneth K.

  • Couldn’t have had an easier process

    from beginning to end. Brendan’s communication was fantastic. I knew exactly what to expect and when to expect it. Outstanding job Village Bank!" -Jason B.

  • Our banker, Brendan Workman,

    is a wonderful person to know and to work with. He was reachable at all times- even on weekends -and made our future goals a reality. Thank you so much!”

  • John King and the entire staff

    at Village Bank made the home-buying process lovely. Everything was explained and laid out in a straightforward way that first time home buyers need. The entire process went so smooth and there was never a moment that I felt unsure because John could answer my questions with such certainty and so quickly. Thank you from the bottom of our hearts, Dylan & Amanda P.s. – we absolutely love our new home." -Dylan P.

  • The Betty Sue Angle Team

    was wonderful to do business with. A true reflection of Village Bank Corporation. They all possess the knowledge skills and abilities to perform their job with excellence!!!!!" -Robert W.

  • It has been a long time

    since we have taken out a mortgage. How things have changed! Betty Caylor and her Team at the Village Bank made the process painless. Betty was very knowledgeable, efficient and a pleasure to work with. I would highly recommend her! I only wish the Village Bank had a branch in the Manakin-Sabot area." -Michael F.

  • Marianne was an absolute delight

    to work with. She answered all my questions in a timely manner. Will definitely work with them again." -Alison R.

  • Mrs. Weddington was the most

    knowledgeable loan officer I could have ask for. She required a ton of documentation, but when it was all assembled, my loan sailed thru underwriting. I appreciated her experience and constant guidance thru the process. I was also impressed with the speed Village Bank closed my loan. Once I really got serious and found a house the loan was done in less than 30 days." -Christopher L.

  • Jamie and Penny were fantastic.

    They were very patient while navigating us through what is always a difficult process. We closed on our new home on time and on budget just in time for the holidays. A+." -Mark M.

  • 2017 Great experience!

    Jamie and his team were excellent, and took care of us through the entire process. So happy with our new home, and with Village Mortgage helping us get there. Thanks so much!" -Joseph Y.

  • Jamie and Penny made the process

    SO easy! They answered any questions I had very quickly, and even helped to provide great advice when looking for housing. I will DEFINITELY be using Village Bank in the future! Thanks!!!!"

    -Cullen

  • AMAZING, the team was great

    to work with. Doug is a very knowledgeable loan officer and was there for me every step of the way. The processor was great and always communicated.”

Contact Us

13305 Midlothian Turnpike
Midlothian, Virginia 23113

Phone: 804.330.9800
Fax: 804.419.1266

info@villagebankmortgage.com

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