About Us

At Village Bank Mortgage, we believe you’re a neighbor, not a number, and that dedication to serve shows in everything we do. From the unique personal attention we give every customer to the time we spend volunteering in our communities, Village Bank Mortgage is far more than just another mortgage company. It is a place where the power of friendship, community and people working together toward a common goal is alive and well.

We are a wholly owned subsidiary of Village Bank and are licensed to lend in Virginia.

We are also proud to claim that we have some of the top loan officers in the region and have been recognized by the Virginia Housing Development Authority and the Federal Home Loan Bank for our outstanding work with first-time home buyers.

When you combine the experience and expertise that we have with the strength of Village Bank, you will find that we can meet all your financing needs.

Are you ready to get started?

Programs

Home

Government
Loans

Government

  • Rural Housing
  • FHA Mortgages
  • VA Mortgages
  • VHDA Loans

Conventional
Loans

Conventional

  • Fixed Rate Loans
  • Adjustable Rate Loans
  • FHA Mortgages
  • VA Mortgages

Construction
Loans

Construction

  • Lot Financing
  • Construction-to-Permanent
  • Portfolio Lending
  • Construction “Take Out”

Specialty
Programs

Specialty

  • VIP Program
  • First-Time Homebuyer
  • Community Partners
  • Veterans

Testimonials

  • Sharon Huff and her team

    made purchasing my first home as smooth and simple as possible. I couldn’t have done it without him her and my great real estate team. I’d give them 10 stars if I could!” -Brendan E.

  • A big thank you to Mike Layton

    for making our refinancing an easy process! He was quick to return our calls, answer questions and diligent about explaining what we needed to do! We will be sending family and friends his way! Thanks again Mike!”-Eric and Lisa S.

    3.20.20

  • Our loan officer, Brendan Workman,

    is a wonderful person to know and to work with. He was reachable at all times- even on weekends -and made our future goals a reality. Thank you so much!”

  • The team was outstanding

    in application support and working with closing attorney. Always offered help and provided constant updates during process. Five stars.” -Sanford W.

    3.20.20

  • Marianne did an awesome job

    for my kids and I! I am so blessed to have you in my life and I am thankful for you guys through this important journey and big step in my life.” -Natalie C.

  • Jamie and his team did an outstanding job.

    They went above and beyond to make sure all our questions were answered. He also spoke for us for two hours straight in the beginning of our home buying experience to make sure we were comfortable and educated on the whole process. We couldn’t have asked for a better team. Thank you.” –Ashley H.

    3.15.20

  • John, Michelle, Dorothy

    Thank you for your outstanding service in getting our loan processed so fast. You were amazing two years ago when I bought my first house, and you were amazing this time too. I promise that I don’t intend for it to be a rush job every time I buy a house, it just seemed to happen that way. Both my realtor and the title company spoke highly of you in our meeting today. Thank you for stepping up and working hard for us. You guys are so professional and trustworthy and I am very grateful to have worked with you. I will always recommend you any chance I get.” – Tyler

  • We had a great experience

    with Village Bank from start to finish. I highly recommend working with Ben Crooks. He was knowledgeable, friendly and very professional. Thank you!!!” – Giobianca M.

  • The light post illuminating the way!

    Davy was a spectacular loan officer to work with. She came highly recommended for her in depth knowledge and consistent follow ups. She was all that and more. Davy was quick to respond with any inquiry as well as shed light on any thing that popped up that could benefit me. In a competitive market as centers Virginia is undergoing, having her by my side was beneficial in getting everything smooth and done correctly. She is the light post that will illuminate the right way to go!!” -Johnny

  • I highly recommend Ingrid and her team.

    She was incredibly responsive (answered a ridiculous number of questions from me at all hours), extremely knowledgeable, and everything went smoothly at closing. My closing attorney said mine was the only one closing that day without glitches because Ingrid and her team had everything ready and correct. Great rates and the highest level of service from Ingrid and her team. Could not ask for more.” -Ashley H.

  • Bill went above and beyond

    helping us through the home buying process. He was ALWAYS available for questions, even when our questions did not directly pertain to the loan. There were many times when Bill made time to chat with us after hours to ensure that we were comfortable through each step of the process. His team was also very helpful and responsive as we partnered to deliver the necessary documents. We would absolutely recommend Bill and the team to family/friends.”

  • Tiffani and her team are on top of all of it!

    I am especially grateful to her for finding the teacher grant and making sure we were as low as possible on the monthly payment and closing costs! She is always available and never rushes off the phone despite the fact that I am sure she is very busy. Thank you so much.” –Sarah L.

    3.9.20

Contact Us

15871 City View Drive, Suite 300
Midlothian, Virginia 23113

Phone: 804.330.9800
Fax: 804.419.1266

info@villagebankmortgage.com

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