About Us

At Village Bank Mortgage, we believe you’re a neighbor, not a number, and that dedication to serve shows in everything we do. From the unique personal attention we give every customer to the time we spend volunteering in our communities, Village Bank Mortgage is far more than just another mortgage company. It is a place where the power of friendship, community and people working together toward a common goal is alive and well.

We are a wholly owned subsidiary of Village Bank and are licensed to lend in Virginia.

We are also proud to claim that we have some of the top loan officers in the region and have been recognized by the Virginia Housing Development Authority and the Federal Home Loan Bank for our outstanding work with first-time home buyers.

When you combine the experience and expertise that we have with the strength of Village Bank, you will find that we can meet all your financing needs.

Are you ready to get started?




  • Rural Housing
  • FHA Mortgages
  • VA Mortgages
  • VHDA Loans



  • Fixed Rate Loans
  • Adjustable Rate Loans
  • FHA Mortgages
  • VA Mortgages



  • Lot Financing
  • Construction-to-Permanent
  • Portfolio Lending
  • Construction “Take Out”



  • VIP Program
  • First-Time Homebuyer
  • Community Partners
  • Veterans


  • Sharon Huff and her team

    made purchasing my first home as smooth and simple as possible. I couldn’t have done it without him her and my great real estate team. I’d give them 10 stars if I could!” -Brendan E.

  • A big thank you to Mike Layton

    for making our refinancing an easy process! He was quick to return our calls, answer questions and diligent about explaining what we needed to do! We will be sending family and friends his way! Thanks again Mike!”-Eric and Lisa S.


  • Our loan officer, Brendan Workman,

    is a wonderful person to know and to work with. He was reachable at all times- even on weekends -and made our future goals a reality. Thank you so much!”

  • The team was outstanding

    in application support and working with closing attorney. Always offered help and provided constant updates during process. Five stars.” -Sanford W.


  • Marianne did an awesome job

    for my kids and I! I am so blessed to have you in my life and I am thankful for you guys through this important journey and big step in my life.” -Natalie C.

  • Jamie and his team did an outstanding job.

    They went above and beyond to make sure all our questions were answered. He also spoke for us for two hours straight in the beginning of our home buying experience to make sure we were comfortable and educated on the whole process. We couldn’t have asked for a better team. Thank you.” –Ashley H.


  • John, Michelle, Dorothy

    Thank you for your outstanding service in getting our loan processed so fast. You were amazing two years ago when I bought my first house, and you were amazing this time too. I promise that I don’t intend for it to be a rush job every time I buy a house, it just seemed to happen that way. Both my realtor and the title company spoke highly of you in our meeting today. Thank you for stepping up and working hard for us. You guys are so professional and trustworthy and I am very grateful to have worked with you. I will always recommend you any chance I get.” – Tyler

  • Ben did a great job

    with providing various refinance options to meet our needs. He was responsive to our inquiries even after business hours when he was not obligated to do so. Once a plan was determined the review and closing process was effortless. Thanks to Ben and the Team we were able to take advantage of the equity in our home to pay for college for our daughter in lieu of taking out loans! We are very thankful!” -Rodney & Jennifer D.


  • The light post illuminating the way!

    Davy was a spectacular loan officer to work with. She came highly recommended for her in depth knowledge and consistent follow ups. She was all that and more. Davy was quick to respond with any inquiry as well as shed light on any thing that popped up that could benefit me. In a competitive market as centers Virginia is undergoing, having her by my side was beneficial in getting everything smooth and done correctly. She is the light post that will illuminate the right way to go!!” -Johnny

  • I highly recommend Ingrid and her team.

    She was incredibly responsive (answered a ridiculous number of questions from me at all hours), extremely knowledgeable, and everything went smoothly at closing. My closing attorney said mine was the only one closing that day without glitches because Ingrid and her team had everything ready and correct. Great rates and the highest level of service from Ingrid and her team. Could not ask for more.” -Ashley H.

  • Thank you so much Bill

    and your team were unbelievable, especially Beth, she was right on top of everything. and had patience of a Saint… Bill, God Bless you, You took so much off our minds, so we were able to concentrate on our house hunting…Thank you so much!” -Frank & Louise M.


  • Fantastic!

    Tiffani exceeded my expectations from start to finish. Not only was the process smooth and easy, but I truly appreciate the great conversations, updates, and guidance she provided along the way. Thank You!” -Charlie D.


Contact Us

15871 City View Drive, Suite 300
Midlothian, Virginia 23113

Phone: 804.330.9800
Fax: 804.419.1266


Visit Village Bank Careers